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With a Medicare Prescription Drug Plan: Generally, you pay less for your prescriptions. You will get a plan member card after you enroll. You use this card when you go to the pharmacy to get your prescriptions filled. You will pay the co-payment, coinsurance, and/or deductible, if any If you have limited income and resources, you may get extra help to pay for your Medicare drug plan costs. If you want to compare Medicare Prescription Drug Plans, use the Medicare Prescription Drug Plan Finder on the Medicare website at www.medicare.gov If you join a Medicare drug plan, you pay a monthly premium. Part D is optional. If you decide not to enroll in a Medicare drug plan when you are first eligible, you may have to pay a penalty if you choose to join later. Medicare drug plans are run by insurance companies and other private companies approved by Medicare. There are two ways to get Medicare prescription drug coverage: 1. Join a Medicare Prescription Drug Plans that adds coverage to: • Original Medicare & Medicare Private Fee-for Service Plans • Some Medicare Cost Plans & Medicare Medical Savings Account Plans |